Stay Informed on Current Gold Rates, Market Analysis, and Smart Investment Strategies
| Gold Purity | Price per Gram (₹) | Price per 10 Grams (₹) | Daily Change (₹ per Gram) |
|---|---|---|---|
| 24 Karat | Loading... | Loading... | Loading... |
| 22 Karat | Loading... | Loading... | Loading... |
| 18 Karat | Loading... | Loading... | N/A |
| City | 24 Karat Price | 22 Karat Price |
|---|---|---|
| Mumbai | Loading... | Loading... |
| Delhi | Loading... | Loading... |
| Chennai | Loading... | Loading... |
| Kolkata | Loading... | Loading... |
Prices fetched real-time using Metals-API. May vary slightly due to local taxes and making charges. Last updated: Loading.... Refresh page for latest.
The gold price today is influenced by global spot prices, USD-INR exchange rates, and local demand. 24K gold (pure) is priced at per gram, while 22K (jewelry standard) is per gram. City variations stem from transportation, taxes, and making charges: Delhi (+₹15/g due to higher GST impact), Mumbai (standard), Chennai/Kolkata (aligned with Mumbai). Sovereign gold bonds and ETFs track these rates closely.
Today's decline reflects US dollar strengthening and profit-booking. Weekly trend: +0.5% amid geopolitical tensions; monthly: -1.2% due to RBI gold reserve adjustments.
Gold price = (International Spot Price in USD × USD-INR Rate) + Import Duties (12.5%) + GST (3%) + Making Charges (5-10%) + Local Taxes. Global factors: Supply-demand, inflation, interest rates. Domestic: Festivals (e.g., Diwali pushes +5-10%), RBI policies.
1. Fetch spot price from COMEX/London Bullion Market.
2. Convert to INR.
3. Add duties and taxes.
4. Adjust for purity (24K base, 22K = 91.67% of 24K).
5. Platforms like Goodreturns update every 15 minutes.
- Hedging Inflation: Gold up 15% YTD vs. 4.5% inflation.
- Portfolio Diversification: 10-20% allocation reduces risk.
- Liquidity: Sell anytime at market rates.
- Cultural Value: Jewelry buys timed for lows.
Gold's 10-year CAGR ~10% beats fixed deposits (6-7%); in 2025, with global tensions, it's projected to rise 12-15%.
- Price swings (e.g., -5% in weeks).
- Storage/theft risks for physical gold.
- Opportunity cost vs. equities (Nifty +20% YTD).
Diversify with ETFs; buy on dips; use sovereign bonds for safety.
Value = Weight (g) × Price per Gram × Purity Factor (e.g., 22K = 0.9167).
Return Projection: Future Price = Current × (1 + Expected CAGR)^Years.
- Jewelry Buy: 10g 22K = 10 × ₹9,295 = ₹92,950 + 3% GST = ₹95,739.
- Investment Return: ₹1 lakh at 10% CAGR for 5 years = ₹1,61,051.
- Inflation-Adjusted: Real return = Nominal - 4.5% = 5.5% net.
Excel: =PRICE * WEIGHT * (1 + RATE)^YEARS.
Online: Goldprice.org (charts), Groww (converters).
2025 End: ₹11,000/g (12% rise on geopolitical risks); 2030: ₹15,000/g (CAGR 8%).
Pros: Tangible; Cons: Storage costs. Buy from MMTC-PAMP or jewelers.
| Fund/ETF | AUM (₹ Cr) | 1-Year Return | Expense Ratio |
|---|---|---|---|
| Nippon India Gold ETF | 8,000+ | 18% | 0.79% |
| HDFC Gold Fund | 1,500+ | 17.5% | 0.50% |
| SBI Gold ETF | 4,000+ | 18.2% | 0.65% |
Issued by RBI; 2.5% interest + capital gains tax-free on maturity.
Criteria: Low TER (<1%), high liquidity, 15%+ annual returns. 2025 Trend: Digital gold up 25% YoY via Paytm, Groww.
- Physical Gold LTCG (>3 years): 20% with indexation.
- ETFs (equity-like): STCG 15%, LTCG 10% >₹1 lakh.
- SGBs: Tax-free on maturity.
3% GST on making charges; no GST on SGBs/ETFs.
Hold >3 years for LTCG benefits; use SGBs for zero tax.
- RBI gold reserves up 30 tons; import duty stable at 12.5%.
- Digital gold regulations tightened for consumer protection.
India imported 140 tons Q2 2025; ETF inflows ₹5,000 Cr.
US Fed cuts, geopolitics pushing prices up 10-15% projected.
Buy on dips (<₹10,000/g); SIP in ETFs for averaging.
10-20% portfolio allocation; mix physical/digital.
Use Groww AI for price predictions; hedge with futures.
Gold +18% YTD vs. Nifty +20%; lower volatility.
Gold outperforms in crises; stocks in bull runs.
- Chasing highs; ignoring purity/fees.
- Over-allocation (>20%).
- Fake sellers; always verify hallmark.
Goodreturns (live rates), Groww (ETFs), MMTC (physical).
Aadhaar for digital; hallmark for physical buys.
- Digital gold NFTs.
- Sustainable mining focus.
- Prices to ₹15,000/g by 2030 (CAGR 8%).
24K ₹10,140/g; 22K ₹9,295/g.
Due to USD strengthening and profit-booking.
Yes, on dip for long-term; monitor trends.
24K pure; 22K 91.67% pure, cheaper for jewelry.
Weight × Price × Purity + Making + GST.
3% GST; LTCG 20% with indexation >3 years.
Yes, via NRE; tax-free repatriation.
₹11,000/g on global factors.
Estimates; vary with geopolitics (80% accuracy short-term).
Goodreturns or Groww with notifications.
Yes, for liquidity/no storage; same price tracking.
Inverse relation; strong USD lowers INR price.
5-10% added; varies by jeweler.
Yes, via demat; tracks spot price.
Local taxes/transport; +₹15/g vs. Mumbai.
Via jewelers/banks; get hallmark valuation.
Linked to average price; issue at ₹10,140/g equivalent.
+5-10% demand surge pushes prices up.
Silver ₹1,15,000/kg; gold:silver ratio ~80:1.
Upward trend; ₹15,000/g by 2030.
With gold price today at ₹10,140/g for 24K, staying updated is key to smart investing. Use tools for tracking, diversify options, and leverage strategies for gains. Invest wisely in this safe-haven asset amid 2025's uncertainties.